Categories
Building-Furniture

How to access your bank account online

How to Open Access Bank Account Online – One of the easiest account types to open is the savings account, know why? It’s easy and straightforward; all you need are your personal details which are stored in your attic and can be easily accessible when needed.

In this article, all you need to know how to open the Access Bank account online has been stated below. Carefully read through, ask questions when in doubt in the comment section below.

How to access your bank account online

How to Open Access Bank Account Online

To open a savings account online is very easy. Recently, Access bank modified a way of performing online transfer, withdrawal, and yadda. Here’s how it goes;

  • To open the account using your mobile phone, simply dial *901*0#.
  • You will be prompted to open the account using your BVN – Bank Verification Numberor your Personal details which you’ll dial Dial*565*0# to know your BVN and this can only be done after dialing the code.
  • Choose BVN or Personal details, respond to the remaining prompts correctly then wait for a confirmation message containing your Access Bank account number.
  • If you have your BVN with you I suggest you choose the BVN otherwise choose Personal details. The use of BVN makes it easier.

NB: If you choose to use BVN for the account opening, it is better you dial the code on the mobile line that is registered on your BVN profile else you may get an error code stating that the record does not match.

What to do after getting your Account number

Your Access Bank account is ready for use as soon as you complete the process but you need to fully activate the account by going to the nearest Access Bank branch with your Passport photograph and a valid ID.

About Access Bank

Access Bank Plc. commonly known as Access Bank, it is a Nigerian multinational commercial bank, owned by Access Bank Group. It is licensed by the Central Bank of Nigeria, the national banking regulator.

Originally a corporate bank, the organization acquired personal and business banking platforms from Nigeria’s International Commercial bank in 2012. Access Bank is presently one of the five largest banks in Nigeria in terms of assets, loans, deposits, and branch networks.

The merger of Access Bank and Diamond Bank on 1 April 2019; has made Access Bank the largest bank in Africa. In conclusion, of its merger with Diamond Bank, Access Bank Plc. unveiled its new logo, signaling the commencement of a new enlarged banking entity.

History

Open Access Bank Account Online: The bank received its license from the Central Bank of Nigeria in 1989 and listed on the Nigerian Stock Exchange in 1998.

  • 2005: Access Bank acquired Marina Bank and Capital Bank (formerly commercial bank Crédit Lyonnais Nigeria) by merger.
  • 2007: Access Bank established a subsidiary in Banjul, The Gambia. This bank now has a head office and four branches and the bank has pledged to open another four branches.
  • 2008: Access Bank acquired 88% of the shares of Omnifinance Bank, which was established in 1996. It also acquired 90% of Banque Privée du Congo, which South African investors had established in 2002.
  • 2008: Finbank (Burundi) joined the Access Bank network, but exited the group in 2014.
  • 2011: Access Bank was in talks with the Central Bank of Nigeria to acquire Intercontinental Bank plc.
  • Intercontinental Bank became a subsidiary of Access Bank plc, which recapitalized the former and acquired a 75% majority interest in its stock.
  • The combined effect of the restoration of Net Asset Value(NAV) to zero by AMCON and N50billion capital injection by Access Bank plc is that Intercontinental Bank now operates as a well-capitalized bank, with shareholders funds of N50billion and a Capital Adequacy Ratio (CAR) of 24%, well above the 10% regulatory threshold.
Continue Reading…
  • January 2012: Access Bank announced the conclusion of its acquisition of the former Intercontinental Bank, creating an expanded Access Bank, one of the largest four commercial banks in Nigeria with over 5.7 million customers, 309 branches, and over 1,600 Automated Teller Machines (ATMs).
  • 2012: The London High Court indicted former Managing Director of Intercontinental Bank Erastus Akingbola to refund over $1 billion to Access Bank.
  • 2018: In December 2018, Access Bank PLC acquires Diamond Bank, the board of Diamond Bank announces that her merger with Access Bank Plc expected to be completed in the first half of 2019.
  • 2020: Access Bank acquires Kenya’s Transnational Bank, including 100 percent of shareholding and 28 branches around Kenya.

Access Bank Website

On the Access bank website, there are so many interesting tools that could aid your easy banking, namely;

What’s your take on this? We believe this article was helpful, if yes, don’t hesitate to share this information with your friends on Facebook, Twitter, and Whatsapp.

CSN Team.

Join Over 5 Million Subscribers Today!

=> FOLLOW US ON INSTAGRAM | FACEBOOK & TWITTER FOR LATEST UPDATES

How to access your bank account online

When it comes to your business finances, you need to trust your accountant to some degree. However, it can become tricky when dealing with bank accounts. Many people aren’t sure whether they should give their bank account access to their accountant. There is no concrete answer. You must personally decide how much information and access you give to your accountant. Most people feel the most comfortable with giving their accountant View Only bank account access. With that in mind, here are the steps to follow when granting “View Only” access from various banking institutions.

Choose Your Bank:

Wells Fargo

With Wells Fargo, you have the power to give an accountant or bookkeeper View Only bank account access through Wells Fargo’s Account Access Manager.

When you visit the Wells Fargo page, navigate to the small business section. From there, select “Account Access Management.” You will see an overview of employees who have been added to your account. You have the ability to remove authorized signers and grant individuals online “View Only” access to one or multiple accounts.

Wells Fargo recommends that you review who has access to your account frequently and make adjustments to align with your current needs.

U.S. Bank

U.S. Bank allows you to share customized access for business accounts using the “Shared Access” feature. You can select “View Only.” This will allow accountants to view transactions, balances, and other details on selected accounts.

U.S. Bank provides detailed history reports that allow you to keep tabs on Shared Access users as the Shared Access administrator. To activate this feature:

  • Login to U.S. Bank online using your business user ID
  • Find the “I’d Like To” menu located on the left side of the page and choose Managed Shared Access
  • Or you can click “Customer Service” and then select Shared Access

Reasons to Grant Your Accountant “View Only” Access

Looking at your bank statement is the best way to gather accurate information regarding expenses, income, and cash flow for bookkeepers. Your accountant can create business plans, prepare your taxes, and create financial reports with this information.

Chase Bank

Chase Bank offers the Chase Access & Security Manager. This feature is designed to help you save time managing your business accounts and determining who has what access. It gives you the ability to delegate cash management services without turning over the control or security of your account. To access this feature:

  • Sign in to your account and choose “Account Management”
  • Select “Access & Security Manager” from the drop-down menu
  • You will see the option to add an authorized user by selecting “Add New User”
  • You will need to complete the different fields on the page
  • Choose the accounts a new user can access. Assign their level of access by choosing “Assign access”

American Express

To permit a secondary user to view your American Express business account, you need to set up their account with Amex’s Account Manager feature. With this functionality, you can provide your bookkeeper a Limited Access to your bank records. You can modify your user privileges by going to My Account > User Administration and clicking on View/Modify to create view only bank account access. You will then be directed to a view where you can change these settings.

Bank of America

You can grant customers access to your Bank of America account by upgrading your online banking account to include Account Management. Using this add-on, you can create an individual account access level and allow a small business accountant to view and manage accounts for your different businesses.

Pro Tip: The Account Management feature of Bank of America also allows you to integrate Quickbooks to your account. By integrating, you can synchronize transactions between your bank and your Quickbooks account in real-time!

You will need to enroll in BB&T’s Small Business Online program if you wish to give your bookkeeper view only bank account access. To begin providing access to your accountant, open the business services menu of the program, and click Multiple User Access (Subscribe). You can then use this feature to limit the viewing access of up to 25 users per account.

Capital One

When working with Capital One as your bank, you will need to use their Treasury Management feature to limit your accountant’s viewing access. With this feature, you can adjust the access settings of your authorized users.

Fidelity Investments

At Fidelity Investments, you can give your bookkeeper access to your accounts with one of four permissions. These permission-levels include Inquiry, Limited, Full, or POA. The Inquiry access will limit privileges to view only bank account access so you accountant can see your balances and tax forms.

Only business accounts in PayPal can provide access to additional users. With the same account, you can limit the access of these users using the Accounts & Security section of Paypal. In this section, open “Account Access” then click “Update” besides the “Manage Users” section. After doing this step, you can now change the permissions you grant your authorized users.

PNC Bank

You can use PNC Bank’s Cash Flow Insight service to give your accountant access to your accounts. This feature allows you to create an account for your small business CPA and provide them with the appropriate permissions to view your financial transactions.

Regions Banks

Regions Bank allows you to limit your accountant’s permissions by utilizing their “People and Permissions” list. Using this function, you can create an account for your bookkeeper and provide them with permissions that allow them view only bank account access.

SunTrust

SunTrust’s Online Cash Manager system offers an extensive set of features. With it, you can set up an account for your bookkeeper that will give them access to your bank statements. You can also limit their access using the same system.

PayPal

PayPal offers a Managed Users feature to its customers with a business account. This allows you to create multiple logins and determine the level of access users have. This feature gives up to 200 individuals access to your PayPal account. Each person has their own login ID and level of authority.

Plug your security key into your computer’s USB port and press the gold disk or blinking light to complete your sign in.

We couldn’t complete your sign in with your security key.

Your security key verification was not completed.

Check your mobile device

We sent a notification to your registered device. Verify your identity in the app now to sign in to Online Banking.

Check your mobile device

If you’re enrolled in this security feature, we sent a notification to your registered device. Verify your identity in the app now to sign in to Online Banking.

Check your mobile device

We can’t identify you at this time. Please use your Online ID/Passcode to sign in.

Easily manage your bank accounts and finances online

Get the Mobile Banking app

Get it on the App Store

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies.

Or we can text a download link directly to your phone

By providing your mobile number you are consenting to receive a text message. Text message fees may apply from your carrier. Text messages may be transmitted automatically.

Apple, the Apple logo, iPhone, iPad, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Get it on the App Store

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies.

Or we can send you a link by email

Apple, the Apple logo, iPhone, iPad, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Get it on Google Play

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies.

Or we can text a download link directly to your phone

By providing your mobile number you are consenting to receive a text message. Text message fees may apply from your carrier. Text messages may be transmitted automatically.

Android is a trademark of Google Inc. Samsung is a registered trademark of Samsung Electronics Co., Ltd.

Our mobile app isn’t available for all devices

If you don’t see an app for your device, you may still be able to access our mobile website by typing bankofamerica.com in your mobile web browser.

Get the mobile banking app

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their polices.

Continue Go back to Bank of America

We’ve sent you a download link

We sent an email with the download link to

We sent a text message with the download link to

We couldn’t send the link

Popular services

Sign in to additional services

Personal

Small Business

Business & institutions

Get the answers to your common questions

How do I find my account number?

How do I find my routing numbers?

Get your FICO ® Score for free

How do I view my tax documents?

How do I redeem my credit card rewards?

Security Guarantee

You can confidently use Online or Mobile Banking—we guarantee that you will not be liable for fraudulent transactions when reported promptly and we will help keep your information safe.

Give feedback

Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. You should review any planned financial transactions that may have tax or legal implications with your personal tax or legal advisor.

Securities products are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S”, or “Merrill”), a registered broker-dealer, registered investment adviser, SIPC layer , and a wholly-owned subsidiary of Bank of America Corporation. MLPF&S makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation.

Bank of America Private Bank is a division of Bank of America, N.A., Member FDIC and a wholly owned subsidiary of Bank of America Corporation. Trust and fiduciary services are provided by Bank of America, N.A. and U.S. Trust Company of Delaware. Both are indirect subsidiaries of Bank of America Corporation.

Insurance Products are offered through Merrill Lynch Life Agency Inc. (MLLA) and/or Banc of America Insurance Services, Inc., both of which are licensed insurance agencies and wholly-owned subsidiaries of Bank of America Corporation.

Banking, credit card, automobile loans, mortgage and home equity products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

Investment and insurance products:

  • Are Not FDIC Insured
  • Are Not Bank Guaranteed
  • May Lose Value
  • Are Not Deposits
  • Are Not Insured by Any Federal Government Agency
  • Are Not a Condition to Any Banking Service or Activity

Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

MLPF&S is a registered broker-dealer, investment advisory, member SIPC layer and a wholly owned subsidiary of Bank of America Corporation

Online banking. Making your everyday banking easier, 24/7.

A quick, convenient and secure way to manage your money – whatever device you use.

Why do your banking online?

Get things done more easily

From finding transactions to accessing statements and getting a quick overview of your accounts, our site makes your everyday banking tasks so much easier.

Mobile, tablet and desktop friendly

Our site is super simple to use on all devices – desktop, tablet and mobile. For you, that means a seamless experience every time.

Secure

We make sure that security and fraud prevention measures are in place. Monitored 24/7.

New tools to keep you on track

We’re constantly adding new features, allowing you to do more and more online. Send transaction receipts, change your access code, put your card on (or off) hold and more.

Do even more online

Are you eligible for ING account benefits?

Track your eligibility for rebates on ATM fees outside of Australia and ING international transaction fees for Orange Everyday.

Track your eligibility for our highest variable interest rate on Savings Maximiser.

To access these features simply follow the path:

For Orange Everyday: Log in > My accounts > choose your relevant Orange Everyday account

For Savings Maximiser: Log in > My accounts > choose your relevant Savings Maximiser account

ING online banking features

Want to know what you can do with online banking? Here’s a rundown.

Need a little help?

Chances are, you’ll find the answer in our FAQs, which cover some of the questions we commonly get asked.

What’s happened to my automatic savings plan?

How do I access the new online banking experience?

Will I need new login details?

What will happen to all my info?

Will the change affect scheduled transfers or automatic savings plans?

What browsers and devices can I use?

Can I give you feedback about the new site?

Will the mobile app change too?

Our customers show you how

Let some fellow customers show you the ins and outs

How to transfer money –
Monica.

How to manage your term deposit –
Carol.

How to set up scheduled payments –
Gab

How to check your interest details –
Alex.

How to find your statements –
Sarah

Important Information

Information is current as at the date of publication and is subject to change.