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How to accept visa payments

Shop and pay bills online, get paid faster with direct deposit and pay conveniently all over town.

Access your money anytime with ease

A reloadable Visa Prepaid card is the quick, easy and secure way to pay online or in person. The all-purpose Visa Prepaid card is a prepaid card that you can use to withdraw cash, pay bills or make purchases anywhere Visa Debit cards are accepted, in-person or online.

With Visa Prepaid, the benefits are clear

Get paid faster

Pay bills online

Shop online

Enjoy mobile check deposit

Protect your money

Control spending

Visa Prepaid cards are easy to use

How to accept visa payments

Step 1: Activate and load

Getting started with your Visa Prepaid card is easy. All you need to do is:

  • Activate it online or by phone
  • Load it online or in-person
  • Set up direct deposit

How to accept visa payments

Step 2: Use

Count on Visa’s Zero Liability policy* everywhere Visa Debit cards are accepted.

  • Pay your bills
  • Get gas and groceries
  • Shop in stores and online
  • Dine out and more

How to accept visa payments

Step 3: Reload

There’s a variety of ways to deposit checks, load cash and more — online or in-person.

  • Use your mobile device
  • Set up direct deposit
  • Visit any ReadyLink location

*Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use and for additional details.

Visa Prepaid Q+A

Visa Prepaid card is the quick, easy, and secure way to pay online or in-person—24 hours a day, 7 days a week.

The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online. You can fund the reloadable Visa Prepaid card through a variety of ways, such as through direct deposit or with cash at a participating retail location.

It is accepted anywhere that Visa Debit cards are accepted. And you don’t have to worry about overdraft fees since your spend cannot exceed the balance on your card.

Prepaid cards vs. debit cards:

A prepaid card is not linked to a checking account. Instead, it is pre-loaded with a balance of funds. Then each purchase you make is deducted from that balance.

In most cases, you can’t spend more money than you have already loaded onto your prepaid card. Overspending or overdrafts can occur in some cases where a prepaid card may be linked with a checking. And while Visa Prepaid cards are protected by Visa’s Zero Liability policy,* some prepaid cards have fewer consumer protections than debit cards, including those that apply if the card is lost, stolen, or other unauthorized charges appear.

Prepaid cards vs. credit cards:

When you use a credit card you are borrowing money and building up a balance of debt you owe. With prepaid cards, you’re spending money that has already been loaded onto the card. Unlike credit cards, prepaid cards don’t incur interest charges and don’t require a credit check to obtain.

*Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa.

Both new and established businesses can help increase sales and improve customer satisfaction with a single choice:

by accepting Visa cards.

That choice carries significant benefits for both merchants and customers.

How to accept visa payments

Accept Visa cards and:

  • Give customers a convenient, easy way to pay. Visa cards are the most widely held personal and commercial payment cards in Canada. 1
  • Get fast access to funds. Visa card transactions are credited to your account almost immediately.
  • Deliver high levels of security. Visa’s multiple layers of security protect your business and your customers from fraud online, over the phone and at point-of-sale.
  • Reduce the cost of cash management and slippage. Accepting Visa helps limit transactions made with actual cash. Reliable. Safe. Convenient. Go with Visa.

How to accept visa payments

Reduce the cost of cash management and slippage

Accepting Visa helps limit transactions made with actual cash.

How to accept visa payments

Get fast access to funds

Visa card transactions are credited to your account almost immediately.

How to accept visa payments

Deliver high levels of security

Visa’s multiple layers of security protect your business and your customers from fraud online, over the phone and at point-of-sale.

How Visa Payments Work

Visa card transactions are quick, convenient and secure. But what exactly happens during the process? Beyond you and your customer, Visa’s advanced network involves several different parties. Here is a quick glimpse of Visa in action.

Key Players

The following definitions will give you a good understanding of who’s who in the Visa transaction process.

Cardholder:

An authorized Visa user.

Issuer:

A financial institution that issues Visa cards and maintains a contract with cardholders for repayment.

Merchant:

An authorized acceptor of Visa cards for the payment of goods and services.

Acquirer/Payment Processor:

The acquirer (financial institution) that initiates and maintains contractual agreements with merchants for the purpose of accepting and processing Visa card transactions.

VisaNet®:

An advanced network that acts as an authorization service for Visa card transactions, as well as a clearing and settlement service to transfer payment information between parties.

Two-part Process

Processing a Visa card transaction involves two stages:

Authorization:

An electronic request is sent through various parties to either approve or decline a transaction.

How to accept visa payments

1. Cardholder presents Visa card to pay for purchases

2. Merchant swipes Visa card, enters the dollar amount, and transmits an authorization request to the acquirer

3. Acquirer electronically sends the authorization request to VisaNet

4. VisaNet routes the request to the cardholder’s issuer

5. Issuer approves or declines the transaction

6. VisaNet forwards the issuer’s response to the acquirer

7. Acquirer forwards response to the merchant

8. Merchant receives the authorization response and completes the transaction accordingly

Checking out online shouldn’t be hard. That’s why our new online checkout is easy, smart and secure.

Check out securely with fewer clicks

Online buying is evolving. Now when you see the Click to Pay icon you can enjoy a secure checkout experience—all without having to remember a password.

How to accept visa payments

Click to pay with Visa in just a few steps

How to accept visa payments

1. Set up

Add your Visa credit, debit, or prepaid cards.

How to accept visa payments

2. Shop

Use your Visa card on any site where you see the Click to Pay icon .

How to accept visa payments

3. Save time

When you click to pay with Visa, you can skip guest checkout, bypass form fields and eliminate remembering passwords.

Online shopping that’s simple and secure

How to accept visa payments

Click to pay with Visa and you’ll no longer have to enter your 16-digit primary account numbers, look up passwords, or fill out long forms to make a purchase. Available where you see the Click to Pay icon .

How to accept visa payments

Smart

Set up once and choose “remember me” to save time where you see the Click to Pay icon and Visa is accepted.

How to accept visa payments

Secure

You can feel confident knowing that Visa uses advanced technologies and multiple layers of payment security to help protect your card against unauthorized use.

EMV ® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo, LLC.

The EMV ® SRC payment icon, consisting of a double sequential right-pointing chevron, is a trademark owned by and used with permission of EMVCo, LLC.

The online checkout has evolved

Have further questions?

Read our FAQ about Click to pay with Visa. The easy way to checkout online with your Visa card.

The Visa Payments Processing (VPP) APIs are available on a trial basis to gather feedback and enable future development.

The Authorization API can be used by any developer in the Sandbox. To use a complete suite of the Visa Payments Processing APIs in the Sandbox, Certification or Production you must be pre-approved by your acquirer and Visa. The approval process is available as part of Production Onboarding. Use of the VPP APIs is subject to the use restrictions and other terms and conditions set forth in the applicable agreement. For further information, contact [email protected] .

Availability

The following table lists the regional availability for Visa Payments Processing. To view availability of all products, refer to the Availability Matrix.

Available in entire region

Limited availability in region

Region Availability Notes
North America Available in United States
Asia-Pacific
Europe
CEMEA
LAC

Getting Started

The Visa Payments Processing APIs enable Visa clients, such as acquirers, acquirer processors, approved merchants and payment facilitators to process card-not-present payments through a direct interface to Visa’s global payment system. The VPP APIs supports a simplified processing model with a lightweight interface and doesn’t require clients to submit clearing batches. The VPP APIs deliver all the information needed to authorize and clear transactions reducing the risk and uncertainty related to delays of batch clearing. The VPP APIs support processing of payment requests for Visa credit, debit and prepaid cards. The verification requests may be used to validate payment account information for Visa and supported non-Visa brands.

Visa Payments Processing APIs Benefits

  • Efficiency. Rapid prototyping, simplified integration, project development and production onboarding via the Visa Developer Platform
  • Access. Supports innovative payment solutions with a simple connection over the Internet to the VisaNet payment system eliminating the need for installing any hardware at client’s site
  • Security. Security of a trusted network; supports data encryption and mutual authentication
  • Value. Enables improved revenue and reduced costs for added bottom-line benefits

How Does It Work?

The VPP APIs enable approved Visa clients to process card or token-based payment requests for Card-Not-Present processing scenarios. Acquirers and other approved clients* connect to Visa over the public Internet.

The following infographic illustrates how the VPP APIs function.

How to accept visa payments

Step 1: Cardholder places order.

Step 2: Merchant’s site or project sends payment information directly to Visa using the secure VPP API.

Step 3: Visa validates the client, sending the API payment request and routes the payment request to the issuing bank for payment decision.

Step 4: Issuing bank approves or declines the payment request.

Step 5: Visa returns the payment response to the client.

Step 6: The acquiring bank receives the settlement reports and all transaction details from Visa.

* Clients may include acquirer processors, payment facilitators and merchants where sponsored by Acquirer and approved by Visa.

APIs Included

Authorization API

The Authorization API is used to request approval of card or token-based transactions. To enable the clearing and settlement of an approved transaction, a subsequent Capture API request is required.

In addition to Authorization API, VPP also offers the following APIs that are restricted. To access the following Visa Payments Processing APIs in sandbox, certification and production you must be pre-approved by your acquirer and Visa. For further information, contact [email protected] .

Capture API

The Capture API is used to initiate the clearing and settlement of a previously approved authorization request. The Capture API request should be submitted as soon as a client fulfills a customer’s order and must be within 30 days of the original authorization request.

Sale API

The Sale API is used for a purchase when goods or services are delivered immediately to the consumer.

Refund API

The Refund API is used to submit credit vouchers or merchandise returns for card and token based transactions.

Void API

The Void API can be used to reverse an outstanding or previously approved transaction. Voids can be also be submitted in case of time-outs.

Verification API

The Verification API can be used to validate cardholder account information. Account verification is supported for both Visa and non-Visa brands*.

* Non-Visa brands include payment networks supported by Visa Authorization Gateway Service.

Imagine having an eager customer at your booth ready to spend big bucks. The deal seems done until you hear these five gut-wrenching words. “Do you take credit cards?” According to Payments Canada, 47% of Canadians say they have backed out of a purchase when they couldn’t pay by card. Your income is potentially cut in half when your small business only accepts cash or cheques. By using Square for credit card payments, you have a convenient way to sell on the go and earn more.

Taking Credit Cards at Craft Shows

Craft fairs are busy events where customers love to browse and make impulse buys. Seize the moment when a customer is on the cusp of saying “yes” by simplifying the payment process. The three main options include:

  • Magstripe reader: The free basic card reader lets you swipe cards with a magnetic strip. The downside? Swipe cards are less secure, and EMV cards have largely replaced them. That makes you liable for fraud disputes if you swipe a card that has an EMV chip.
  • Contactless reader: This paid version supports swipe cards, EMV chip cards, and mobile wallet payments. Customers insert or tap a chip card, depending on the card features. With contactless payments, customers use their smartphones to send payment details wirelessly using a third-party wallet service, such as Apple Pay or Google Pay.
  • Key-in transactions: Manually add payments to your account when customers want to make a purchase without a card. You do so at your own risk and should ask for ID verification to avoid fraud.

Benefits of Taking Credit Cards at Craft Shows

When you take credit cards for payment at craft shows, you’re likely to see your sales increase, since many potential customers at these shows don’t carry much cash. Customers appreciate the convenience and security of being able to use a credit or debit card. You also can serve a greater number of customers, since processing a credit card is faster and easier than counting out change or taking down all the information needed to accept a cheque safely. You also run no risk of a cheque bouncing, and you don’t have to deal with the security risk of keeping lots of cash on hand as your sales add up.

What Is Square Payment Processing?

Square is a payment service provider (PSP) that offers POS solutions for small businesses. Entrepreneur Jim McKelvey co-founded the company after losing a $2,000 sale for his glassblowing business because he didn’t accept credit cards. You set up an online account, and Square provides a free mobile card reader and online apps to manage your sales. Just plug the card reader into your tablet or smartphone, and pay a transaction fee per swipe.

The Benefits of Square Payment Processing

Wondering if you really need a PSP? Customers who carry large amounts of cash are a rarity. And the risk of losing a sale is higher with big-ticket products. Normally, you have to set up a merchant account with a bank to process debit and credit cards. But getting approved takes time, and the equipment and processing costs quickly add up.

How Square Payment Processing Works

Keep in mind, Square card readers are battery-powered and work best with a wireless connection. Make sure you have reliable Wi-Fi, cellular data, or a mobile hotspot to post purchases to your account instantly. Otherwise, use offline mode to store transactions until you can sync them to your dashboard.

Mobile card readers are beneficial for any seller who collects payment in person, at trade shows, kiosks, food carts, farmers’ markets, boutiques, and more. The same goes for mobile businesses that involve on-site service, such as plumbing, personal training, or pet grooming. The Square dashboard lets you create an inventory for faster pricing and checkout. By listing products and services on the receipt, you improve your sales records and reduce the chance of a customer dispute.

Approval with Square is fast and easy, even if your business is brand new or running on a dime. Because all rates are fixed, you don’t have to deal with long-term contracts, subscriptions, or setup fees. Payments typically reach your account in one day, averting any cash-flow crises.

Are you already using sales and accounting apps to organize payments? Square syncs with Quickbooks, so you don’t have to piece together data spread across many platforms. QuickBooks Online can help you get paid faster. Start accepting payments today with QuickBooks.

You can accept debit or credit card payments via your mobile phone either by using card machine hardware that connects to your device via bluetooth or (even better) a card payment app that allows you to take a payment directly from your smartphone.

Customers always want a smooth and quick shopping experience. To do so, businesses develop new strategies and funnel resources to facilitate customers in new ways. One such strategy includes switching to a mobile payment system.

This system requires a aPOS (application point of sale) for your mobile device. The process of accepting payments is pretty straightforward with this method.

How can you take a card payment only using your mobile phone?

This is a common question with a simple answer. The answer is aPOS, or Application Point of Sale, which has become the new hype following its predecessor mPOS, Mobile Point of Sale. What aPOS allows you to do is the reason you clicked on this link, it’s an application which allows you to accept credit- and debit cards using only your mobile phone. You can find out more here.

SimplyPayMe for example does not require hardware and enables you to transact only using your mobile phone, an app and a 3g connection.

How to Accept Credit Card Payments on Android vs. iPhone?

Before choosing a mobile card reader, check if it integrates with your mobile device or not. Most top card readers are compatible with both Android and iOS platforms. However, various providers only cater to one of these operating systems. Apart from compatibility, check how the attributes of both these devices can be beneficial. SimplyPayMe is available on both Apple & Android App Stores.

· Card Reader Supporting iPhone Devices

When it comes to Apple, consumers are more comfortable and familiar because of the credibility. If you consider it from a business perspective, this platform is stable and secure. This is especially important since you’ll be collecting sensitive data from your customers through a card reader. Therefore, it is essential for you to ensure security and build trust among consumers. With regular updates, you can minimize the risk of data loss or theft.

· Card Reader Supporting Android Devices

By choosing Android for your mobile credit system, you can choose between a wide range of brands. You can compare these options according to price, features, credibility, and compatibility with the device. The Android platform can handle huge workload and is comparatively less expensive than an iOS platform.

Benefits of Mobile Payments to Merchants

1. Reduce Expenses

A mobile payment system is more convenient and useful for merchants in contrast to other options. In many cases, a mobile system only requires a mobile application. A merchant can manage and process transactions by just scanning their card. They no longer require bulky infrastructure as they did for traditional payment methods.

2. Increase Sales

Utilizing a mobile payment system will not only reduce your expenses but boost sales as well. It increases engagement, as most customers look for a seamless payment experience before they purchase. Also, the option gives you a competitive edge, which puts you in a better position to attract the target audience and increase conversions.

3. More Security

The risks of a data breach or fraud are high among outdated payment options. Therefore, securing your payment options is necessary. Otherwise, your small business faces a potential threat. If you go through the security features of all top payment methods, mobile payments are the most secure. Developers are consistently introducing new fraud prevention tools to assist merchants while they confidently receive payments.

4. Easy Integration

Unlike complicated programs and technologies, mobile payment systems are easy to integrate with your small business. Numerous third-party plug-ins are available for you to perform smooth transactions. These plug-ins are easy to download, install, and utilize, so you can get started in no time.

How is this different from mPOS?

Many providers will tell you that you can accept payments through your mobile phone by downloading their app, such as iZettle, SumUp, Square and PayPal Here. However, this is not entirely true, because if you want to take a face to face payment, you’ll also need to purchase their card reader.

If you can take mobile payments, but I make you buy hardware first, is it truly mobile? No, it’s not.. It’s mobile in the sense of you can move it around, but if you forget your card reader in the office or it breaks, then you won’t be able to take payments. aPOS is the only way of staying truly mobile. With SimplyPayMe App all you have to do is download our application and you’ll be able to take payments. You will never forget your phone, and if you buy a new one, simply download the app and log in on the new device. You can log in to your account from any smartphone, tablet or browser.

Discover the diverse payment methods and options you can offer shoppers globally with Digital River.

Not all countries or territories may be represented. Some may not be available due to embargoes or other restrictions. For further information please contact us.

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

Visa is one of the world’s most recognizable card brands and a key payment method in all global markets. Visa does not issue cards directly, but partners with thousands of financial institutions and millions of merchants for disbursement of customized card offers and incentive plans. Visa offers a variety of card including credit, debit, prepaid, or gift cards.

Payment Details

When making an online purchase, shoppers enter their card details on the payment page then submits their order for authorization and payment.

  • Chargebacks
  • Multiple Partial Captures
  • Recurring Transactions
  • Refunds

Customers with a credit card or bank account added to their PayPal account can make quick and easy purchases online by selecting PaPal at checkout. Customers will be asked to login to their PayPal account and confirm the payment.

  • Recurring Transactions Available
  • Recurring Transactions Available
  • Recurring Transactions Available
  • Recurring Transactions Available

Visa Global Availability

Other popular payment methods

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

Maestro, also known as Switch Card or Solo Card, is a debit card service primarily used across European countries. For businesses expanding in European countries, this is a great option to allow shoppers to pay for purchases with the equivalent of cash. A Maestro debit card is linked directly to a bank account and requires the cardholder to enter a PIN number when making a purchase.

How to accept visa payments

If you’ve branched out into overseas markets, you might not be able to accept payments through your usual method. Here’s what you need to know.

The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.

With people around the world now doing business by Zoom, FaceTime, WebEx and GoToMeeting, it’s easier than it’s ever been to serve international clients. And many small business owners are setting New Year’s resolutions to branch out into new markets, including overseas clients.

But if you tend to send an invoice once you’ve done the work, you may have run into a challenge ­– getting paid. Simply sending an electronic invoice using your invoicing software may not allow you to receive payments from some countries. Not all clients may be set up to pay you by business credit card.

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That’s not the only option. Here are some others to consider:

American Express – FX International Payments

Available for payments in more than 110 countries and more than 80 currencies, FX International payments through American Express allows merchants to send and receive payments securely. Transaction fees may apply, so ask if any apply to your account. This platform also generates foreign exchange transactions reports. Enrolled users can receive American Express Membership Rewards points.

Payoneer

Payoneer allows users to set up local currency accounts in the U.S., Australia, Canada, Europe, Japan, Mexico and the U.K., so clients can pay you using a local bank transfer. Fees vary based on the currency and method of payment.

You can withdraw the funds to your local bank account. Payoneer supports conversions in 150 currencies. You can also pay contractors, suppliers and other businesses from your Payoneer balance.

PayPal

PayPal is available in many countries, but your options to receive payments will vary depending on your currency. If you buy and sell goods or services, receive payments through QR codes, make any kind of commercial transaction or request money using PayPal, you are charged commercial transaction fees.

These range from 1.90% plus a fixed fee for QR code transactions to 2.90% plus a fixed fee for commercial online transactions and Venmo. There is an additional 1.5% fee for international commercial transactions. You might also get charged an additional fee depending on the currency.

Stripe

Stripe allows both invoicing and ecommerce payments and is available in more than 135 currencies. The fee for commercial card charges is 2.90% plus 30 cents. There also is a 1% fee for international cards, as well as an additional 1% fee for currency conversion.

TransferWise

Popular among entrepreneurs who do business in many countries, TransferWise allows businesses to send and receive payments around the world, using a multi-currency account that can hold more than 50 currencies. One draw is its relatively low fees. There is a fixed fee for transferring money, depending on the currencies involved, which you can find using the company’s calculator.

Bottom line

As the world becomes more digital, it will also become more global. That’s a good reason to keep an eye on what’s going on in the international payments space in the year to come.

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

Elaine Pofeldt writes the Your Business Credit column for CreditCards.com, answering a question every week about small business and credit. Pofeldt is a journalist who specializes in entrepreneurship and careers, contributing to publications such as CNBC, Forbes, Money, and many others. She is the author of “The Million-Dollar, One-Person Business,” a look at how solo entrepreneurs are scaling to seven-figure revenue without hiring employees. She is a former senior editor at Fortune Small Business magazine and co-founder of www.200kfreelancer.com, a website for independent professionals.

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How to accept visa payments

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Editorial corrections policies

See the online credit card applications for details about the terms and conditions of an offer. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the “Apply Now” button, you can review the credit card terms and conditions on the issuer’s web site.

Most applicants, including children, are required to pay a Machine Readable Visa (MRV) fee to initiate their U.S. visa application. This US Government-mandated fee is a visa processing fee that is payable whether or not a visa is issued.

The MRV fee is non-refundable and non-transferable. Applicants should first determine whether or not they require a visa to travel to the US before submitting their applications.

Examples of individuals that may not require a visa include, but are not limited to:

  • If you are applying for an A or G visa for official travel, you do not need to pay the MRV fee
  • If you are applying for a J visa to participate in a U.S. Government-sponsored program (programs beginning with G-1, G-2, G-3, G-7), you do not need to pay the MRV fee
  • If you already hold a valid visa for your intended purpose of travel, you may not need a visa
  • If you are a citizen of Canada or Bermuda (but not applying for an A, E, G, K or V visa category), you may not need a visa

If you do need to apply for a visa, please follow the payment instructions below. Applicants must make a successful payment before they are permitted to schedule their interview appointment. Applicants who do not pay the correct fee for their visa type may be restricted from scheduling an interview.

Once the initial interview is scheduled, applicants are limited to the number of times they can reschedule their appointment. If you miss your scheduled appointment time, you may be required to pay the MRV fee again in order to schedule another interview. Please plan accordingly so that you are not required to pay an additional visa application fee. Visa application fees are non-refundable.

Remember: Applicants are limited to the number of times they can reschedule their appointments. Please plan accordingly so that you are not required to pay another visa application fee. Visa application fees are non-refundable.

Issuance Fee (Reciprocity Fee)

Depending on your citizenship and the type of visa you are applying for, you may also have to pay a visa issuance or “reciprocity” fee. This fee is not an MRV Fee and cannot be used to schedule an appointment. Please make sure that you pay the reciprocity fee in advance only if you are renewing your previous and submitting your application through interview-waiver channel. If you are scheduling your interview appointment, do not pay the reciprocity fee in advance; the fee should be paid at the time of your interview at the Consular Section of U.S. Embassy/Consulate General.

Please check this page to find out the applicable reciprocity fee amounts.

Instructions to Pay Your Visa Fee

In Pakistan you may pay your Visa Fee in person at any branch of Allied Bank of Pakistan. You must first register on the applicant site and choose the Schedule Your Appointment option to access the payment option details. See below for the steps. If you are paying for a group of applicants visit the group appointment page.

Step 1

Log-in to our online applicant system and create a profile. This will ensure the proper amount is paid and activated in timely manner. Values are shown in U.S. Dollars (USD); however the Fee payable is in Pakistani rupee (PKR). This page has more information about the different visa application fees.

Step 2

Click on Schedule My Appointment option on the left-hand side of your screen. Complete steps for Visa Type, Post, Visa Category and Visa Class.

Step 3

Once you are on the Payment screen, click on Payment Options. Review the Cash at Bank section for further details.

The PKR amounts are based on the consular currency exchange rate determined by the U.S. Department of State. Applicants who do not pay the correct fee for their visa type may be restricted from scheduling an interview.
Step 4

Pay the visa fee. When you pay the visa fee, you acknowledge that this is a non-refundable visa application processing fee required as a prerequisite to the processing of an application. It does not indicate the existence of a contract with the applicant, nor does it guarantee a successful application. There is no refund possible regardless of the outcome of this application.

Step 5

Save the bank receipt for your records. It cannot be replaced if it is lost. You will need the receipt number on the bank receipt to schedule your visa appointment.

Step 6

Once you pay your visa fee, you can schedule your interview after 11:00am the next business day. Log-in to your profile and complete the Schedule Your Appointment steps with your receipt number.

Fee Payment Options

Cash at Allied Bank

You can pay your nonimmigrant visa (NIV) application fee in cash at any Allied Bank branch. Cheques are not accepted. You must bring your passport for identification purposes to make your payment.

  1. Before going to the bank you must print and carry the applicable U.S. visa deposit slips (available after logging into your profile). Do not print multiple copies of the same deposit slip. If you print a deposit slip in advance of the day in which you plan to make your payment, take note of the expiration date on the deposit slip. If the expiration date passes prior to using the slip to make your payment, simply return to the website and click the appropriate link to generate a new deposit slip. Allied Bank will NOT accept payments based on expired deposit slips.
  2. Take the deposit slip to the bank when you pay your fee. Cheques are not accepted. You must bring your passport for identification purposes to make your payment.
  3. Be sure that you pay the exact amount indicated on the deposit slip. After receiving your payment, the cashier will give you a receipt. Save the bank receipt for your records. It cannot be replaced if it is lost. You will need the receipt number on the bank receipt to schedule your visa appointment.

Scheduling Your Interview

Whether you schedule your appointment online or contact our call center, you will need the receipt number printed on your bank receipt. See the example below circled in red.

Bank Receipt

How to accept visa payments

Please confirm that above fields “CGI Reference number, Expiration date, Number of Applicants & AMOUNT in PKR” are computer generated only. In case these fields are hand written or empty, please DO NOT accept the payment.